4 OF THE BIGGEST FINANCIAL PROBLEMS FOR MILLENNIALS

September 27, 2018| admin| 0 Comment| 12:00 am

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4 OF THE BIGGEST FINANCIAL PROBLEMS FOR MILLENNIALS â AND HOW THEY ARE COPING WITH THEM

Matt Logan|2018If you are a Millennial, odds are you are struggling on one or more financial fronts. Millennials, defined as those born between 1981 and 1996, face a number of financial obstacles that are unique to their generation. What other generations sometimes fail to realize is that these difficulties are not caused by poor judgement or slack work habits on the part of the Millennials, but are instead the direct result of entering the workforce during or after the Great Recession.Here’s a look at four of thebiggest financial problems for Millennials, and the ways they are coping with these challenges:

Image Credit:Smart Asset

High housing prices

The price of home ownership has risen sharply for Millennials compared with past generations. The cost of buying a home has increased 73% from 1960 to 2000 (when adjusted for inflation). A report bySmart Assetfound that home prices are so much higher than average income in some cities that it can take almost a decade to save for a down payment.

How Millennials are coping:Home ownership among Millennials is at an all-time low, according toNBC News. Millennials are delaying purchasing a home, along with other life changes such as marriage and parenthood, in large part due to their financial burdens.

Image Credit:Pew Research Center

Soaring rent costs

Millennials entering the workforce face the highest rents of any generation.Zillowreports that the current average rent in the United States is $1,600, while Gen Xers paid just $850 at the same life stage, according toStudent Loan Hero.

How Millennials are coping:As a result of soaring rent costs and otherMillennial financial challenges, more young adults live at home than at any time since the 1940s, aPew Research Center Analysisfound.In 2014, 18- to 34 year olds were more likely to be living in their parents’ home than with a spouse or partner in their own household.

Image Credit:Business Insider

Crushing cost of a college education

The cost of attending a 4-year private college has more than doubled over the past 30 years, according to the College Board. Costs at public institutions have increased even more, more than tripling from 1988 to 2018.

How Millennials are coping:The high cost of college has left many Millennials with a steep burden of student loans.Business Insiderreports that Millennials who took student loans graduate with more than $17,000 in student loan debt on average. Graduates in the Northeast tend to carry even more debt, averaging as much as $27,000 in student loans.

Image Credit:GoBankingRates

Looming Social Security deficits

Social Security benefits for Millennials are expected to be just 75% of what retirees are paid now. If funding decreases occur as predicted, the average monthly payment in 31 years would be just $1,908. This would leave Millennial retirees so close to the poverty level they may be unable to pay the basic costs of living unless they have their own savings.

How Millennials are coping:Six out of 10 working Millennials have already begun saving for retirement, according to a report byWells Fargo. Millennials will need to save significantly more than workers in past generations, however.Timereports that with inflation rates of 2% per year, $1 million in retirement savings will be worth just $453,000 in today’s dollars and buy less than $2,500 of monthly income for life.

There is some good news when it comes toMillennials and personal finance. Because of compound interest, a Millennial who starts saving 15% of annual income at age 25 will have enough to retire by age 67.If you are a Millennial who would like some help dealing with the financial challenges you face, reach out to financial advisor Matt Logan atwww.MattLoganInc.comor call at (336) 540-9700. We can help you devise a livable financial plan that will allow you to meet your financial goals, including paying off debt and saving for a down payment, while still saving for retirement.

Matt Logan is a Representative with Matt Logan Inc and Summit Brokerage and may be reached athttp://www.mattloganinc.com/, 336-540-9700 ormatt@mattloganinc.com.

Matt Logan Inc. is an independent firm with Securities offered through Summit Brokerage Services, Inc., MemberFINRA,SIPC. Advisory services offered through Summit Financial Group Inc., a Registered Investment Advisor. Summit Brokerage Services, Inc., its affiliates and Matt Logan Inc. do not give tax or legal advice. You should consult an experienced professional regarding the tax consequences of a specific transaction. These are the views of Matt Logan Inc, and not necessarily those of Summit Brokerage Services, Inc. and any of its affiliates and should not be construed as investment advice

The best way to Make More PR Agencies By Doing Much lessThe best way to Make More PR Agencies By Doing Much less

June 22, 2021| Mandarin| 0 Comment| 10:06 am

As it helps them to better themselves this social media tool is helpful for maintaining value. Most businesses spend to find out what people say on the web about them, social tools help them in monitoring their position in the market as well as maintaining brand value. The World Wide Web is a vast universe of information, data, conversation, images, videos and other interactions. Strategies involved in marketing a brand can help businesses in the web world. There are billions of people all over the world that regularly use social networking sites. Social networking sites like Facebook, Twitter and LinkedIn showcase profiles of many brands and companies. There are companies and even business sectors that have experienced a boost in their revenues since Internet has been introduced. For more information visit us at LawlorMediaGroup.com

What is PR agency?

Sometimes damage control by PR professionals can make things even worse. Even individuals are finding great success with social media and are recognized as social media marketers. It helps you track the success of a product launch or PR efforts, identify industry influencers who might help you, and spy on the competition, to name a few. His posture was Napoleonic and each time he would mention one of the attendees by name they would crumble and blush like the child of a father praising them for a job well done. With Google Alerts, you can input keywords that are related to your business and be notified via email or text message whenever any online news is indexed that contains your business’s name. Read more: https://www.lawlormediagroup.com/pr-agency/

Hiring experts from an online reputation management service can also serve the purpose. They serve as a connector between you and your customer and they help increase client retention significantly. Effective resolutions not only improve overall engagement; they increase consumer trust. Trust: Many people trust business or brand with a good online reputation. The opportunity is clear: online reputation management is essential practice for your local business clients to get consumers in their door and let them make the sale. As these tools engage people, they locate potential clients for businesses. If you allow people to continue posting negative comments you may lose your clients to your competitors in the market.

So while you may already have created content around such popular terms (e.g., “you vs. Wherever they may be sourced from, these misleading statements can have a devastating impact on your firm’s sales and profits. In order to ensure that your brand does not receive any misrepresentation or negative comments, hiring professionals who engage in online reputation management service, can help mitigate damage done by slander and negative commentaries. The basic attribute that one should posses in order to grow in the social media sector is to have interest towards it. They have to be aware of the importance of the job.

How much does PR cost?

An HRIS allows easy access to information that could be useful during a crisis, such as which employees have first aid training, who to contact in case of an emergency, and employee counts by department or location. Most information available in the early stages of crisis is fragmentary, contradictory, and unreliable. If you use the service you can get commendable information at a very affordable price. So, maybe you’re interacting on Facebook Messenger, but you can point folks to review you on Angi or Capterra. If you’re looking to work in the profession of crisis management, this book is an absolute must-read. Note that these reviews will often appear directly in search engine results pages when a searcher is looking for your business or related services.

By keyword search and other SEO methods, ORM companies can keep a track of what is being said about your brand on blogs, forum, social networks, news searches and standard searches etc. Consumer reviews and traditional websites are also monitored for negative content. And yes, this includes both positive and negative reviews. Using ways to win over critics with free products or discounts and other incentives can be a useful ploy to reduce the negative feedback. It helps businesses to identify people who can be important to their business. This makes the business owners much more eager to advertise their brands on social networks. You can also try and spend time on social networking, at least for an hour a day. Make sure you use every opportunity possible to get a quality backlink – for instance, if your CEO is speaking at a conference, try to get a backlink in the press release for the speech.

They will make sure that regular updates are posted on the profiles. How long will reputation management take? It does not take up a significant amount of time to publish damaging stories in traditional media, such as television, print, as well as radio. If you deliver a speech, and you only take the time to point out the benefits to them, and how it benefits them, they will remember what you said. The agency doesn’t require any long-term contracts, working instead on a month-to-month basis, which allows the flexibility to change strategies at any time. Get in touch with an expert and reliable online reputation management service and ensure long working relations with timely and budget-friendly services.

Fixing Unable to Open Serial Port Error in Windows 10Fixing Unable to Open Serial Port Error in Windows 10

December 1, 2020| admin| 0 Comment| 7:21 am

The error message “Unable to open serial port” is not a Dynamic C error message. The error occurs because the correct port connected to your product is not open, or the serial port you selected is in use by another application. Try closing all other applications using this serial port.

The error “Failed to open the serial interface” means that the correct communication connection has not been selected in the projects. Go to Options -> Project Options -> Communication tab and select the correct Serial Port under Serial Options.

Try a different cable

I have found that sometimes using an old USB cable leads to the board not being connected correctly. It would be in a bad mood if it worked sometimes, but not for others. Using a new or even a different cable solved the problem.

Try a different USB port

The next suggestion is to use a different USB port – sometimes the USB port does not work correctly for some strange reason.

Make sure the connector does not open / unplug the cable

Sometimes the “Unable to open serial port” message may appear when the port is already open. To fix this problem, users suggest disconnecting the cable from another device and trying to reconnect.

This is a simple workaround, but several users reported that it worked for them. Just try them.

Stop Windows Fax and Scan Service

Press the Windows Key + R keyboard shortcut to open the Run dialog box.
Type services.msc and press Enter or click OK.
When Services window opens, locate Windows Fax and Scan service and double-click it to open its properties.
If this service is not available, change the settings for the fax service.
Set the Startup Type to Manual and click the Stop button to stop the service. Now click Apply and OK to save your changes.

Several users reported that the serial port message does not open when trying to use the serial port. It turns out the problem was with Windows Fax and Scan.

To fix this problem, all you need to do is stop the Windows Fax and Scan service. Then check if the problem persists.

Please note that this is only a workaround. Therefore, you may have to repeat this every time you want to use the serial port on your PC.

Building Inspections in Adelaide: Unveiling The ImportanceBuilding Inspections in Adelaide: Unveiling The Importance

April 1, 2024| AlecSweeney| 0 Comment| 9:39 am

In the bustling city of Adelaide, where historical architecture blends seamlessly with modern infrastructure, the significance of building inspections cannot be overstated.

Whether you’re purchasing a new property or aiming to maintain the integrity of your current investment, building inspections play a pivotal role in ensuring safety, security, and peace of mind for property owners and prospective buyers alike. Let’s delve into why building inspections are crucial in Adelaide and how they can safeguard your interests. For more building inspection-certified teams, check this out.

Understanding Building Inspections

Building inspections in Adelaide involve a comprehensive assessment of a property’s structural integrity, safety features, and overall condition. They are typically conducted by qualified professionals who meticulously examine various aspects of a building, from its foundation to its roof. The primary objective is to identify any existing defects, potential hazards, or areas requiring maintenance or repair.

Protecting Your Investment

For both home buyers and property owners, investing in a building inspection in Adelaide is a proactive measure that can potentially save thousands of dollars in the long run. By uncovering hidden issues early on, such as structural weaknesses, plumbing leaks, or electrical hazards, you can address them before they escalate into costly problems.

Moreover, having a detailed inspection report can empower you during negotiations, allowing you to make informed decisions based on the property’s actual condition.

Compliance with Regulations

Adelaide, like any other city, has regulations and building codes in place to ensure the safety and welfare of its residents. Building inspections in Adelaide help verify whether a property complies with these regulations, particularly concerning structural stability, fire safety, and accessibility standards. Ensuring compliance not only promotes the well-being of occupants but also mitigates the risk of legal repercussions or fines associated with non-compliance. For more building inspection-certified teams, check this out.

Peace of Mind for Buyers

For individuals in the process of purchasing a property, especially first-time buyers, the prospect can be daunting. However, a thorough building inspection provides invaluable peace of mind. It offers assurance that the property is structurally sound and devoid of any significant defects that could pose a risk or financial burden in the future. This sense of security is invaluable, especially when making such a significant investment.

Preventing Future Expenses

One of the most compelling reasons to invest in a building inspection is the potential to prevent future expenses. By identifying issues early on, you have the opportunity to address them promptly, thus avoiding costly repairs down the line. Whether it’s repairing a leaking roof, reinforcing weakened foundations, or replacing faulty electrical wiring, proactive maintenance can save you a substantial amount of money in the long term.

Enhancing Property Value

In Adelaide’s competitive real estate market, presenting a property in optimal condition can significantly enhance its marketability and value. A comprehensive building inspection report not only highlights the property’s strengths but also allows you to address any weaknesses or deficiencies before listing it for sale. This proactive approach can attract more discerning buyers and potentially result in a higher selling price.

Elevating Property Confidence with Building Inspections in Adelaide

Building inspections in Adelaide offer property buyers and owners peace of mind by identifying potential issues early on. From structural integrity to regulatory compliance, these inspections empower individuals to make informed decisions and protect their investments effectively, ensuring a secure and prosperous future.

Conclusion:

Building inspections are an indispensable aspect of property ownership and investment in Adelaide. Whether you’re purchasing a new property or maintaining an existing one, investing in a thorough inspection can provide invaluable peace of mind, protect your investment, and ensure compliance with regulations.

By addressing issues proactively, you not only mitigate potential risks but also enhance the long-term value and marketability of your property. So, when it comes to safeguarding your interests and ensuring the safety and integrity of your property, a building inspection is undoubtedly a wise investment.