Marista's Cuba Blog 5 home installations that will make your home greener

5 home installations that will make your home greener


Looking to reduce your carbon footprint and save a little money along the way. Join the very long queue!

Luckily there are plenty of ways to do just that in the modern age and by taking just a few of the tips in this article you could save yourself a whole lot of money, and a good bit of the environment as well!

Energy efficiency is the name of the game for the modern homeowner and these changes will help you to consume less energy in your property whilst maximising comfort and functionality.

Install solar panels

Solar Panels are perhaps the most well established domestic renewable and there is a good reason why.

Now, this is hardly a quick, cheap change that you can make overnight, but once your solar panels are up and running they offer free clean energy for decades to come. Long-term savings and a major reduction in your energy use? Sounds pretty good to us.

Upgrade to triple glazing

Yep, that’s right we did say triple. Double glazing is great, and if you still have single glazing then making the upgrade should be your number one priority.

However, there is a new kid in town and upgrading from double glazing to triple glazing is definitely worth it for the additional thermal efficiency it offers.

Upgrade your insulation

Insulation is one of the cheapest, and most effective ways to retain heat reduce the need for expensive heating or cooling systems to be used.

More insulation is one option, but if you have already had it installed in your walls and attic space is might be worth upgrading to a more premium energy efficient material.

Install LED lights

LED lights are far more energy efficient than traditional incandescent bulb. They also last longer, and produce a more consistent light, making them the obvious choice for any modern homeowner.

In the current climate, any simple steps that you can take to reduce your energy consumption without impacting negatively on your life in any way is a plus, and LED bulbs offer exactly that.

Install a new gas boiler

Probably not a recommendation that you were expecting to see on this list! Here us out though.

If your home is not currently suited to a heat pump or similar renewable energy heating system, and you have an extremely old gas boiler in place, upgrading to a new efficient boiler from the range as CHS boilers could help you to reduce the amount of carbon emissions that you produce.

Despite the bad rep they get, modern gas boilers are nearly 95% efficient in their conversion from gas to heat meaning that as little fossil fuels as possible will be used in heating your property.

If you are looking for a way to take your home completely off-grid and reduce your carbon footprint to zero, this isn’t it, but for the majority of people making small changes to reduce the amount of carbon they produce is a big step forward.

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How does remote monitoring work on construction sites?How does remote monitoring work on construction sites?

Remote monitoring has transformed how construction site managers manage security on their premises.

However, it is not quite as simple as just plugging in your posh new CCTV system and pressing go. This guide will give you a much better understanding of how these systems work.

construction site

What is Remote Monitoring?

Remote monitoring employs a network of cameras and sensors spread across the construction site, all connected to the internet. This setup allows project managers, security personnel, and stakeholders to view live feeds, receive updates, and manage alerts from any location with internet access. It’s a bit similar to to setting up a virtual watchtower, providing a panoramic view of the construction site’s daily operations.

The Magic Behind the Scenes

The crux of remote monitoring technology lies in its sophisticated cameras and sensor systems. These are not your average cameras; they’re equipped with features such as night vision, motion detection, and high-resolution capabilities. These cameras are strategically placed around the site to cover as much ground as possible, ensuring that all critical areas are under surveillance.

The Role of Motion Detection and Alerts

One of the most ingenious aspects of remote monitoring is motion detection. Cameras and sensors are on the lookout for any unusual activity. Should they detect something out of the ordinary, an alert is instantly sent to the designated personnel. This could be anything from an unauthorised entry to unexpected movement in restricted areas. The system can be tailored to ignore routine movements, focusing instead on potential security breaches or safety hazards.

Live Feed Access and Historical Footage

Remote monitoring for construction projects allows for real-time viewing of the construction site from anywhere in the world. But it’s not just about watching live feeds; it also archives footage, creating a historical record of the construction process. This can be invaluable for resolving disputes, reviewing incidents, or simply keeping track of progress.

Integration with Other Systems

The beauty of remote monitoring is its ability to integrate with other systems, creating a cohesive management and security solution. This includes access control systems, which regulate who enters or leaves the site, and environmental monitoring systems that track weather conditions and other environmental factors affecting the site.

Benefits Beyond Security

While security is a significant benefit, remote monitoring offers much more. It enhances project management by providing a bird’s-eye view of the site, helping managers track progress, allocate resources more efficiently, and identify bottlenecks. It also plays a critical role in health and safety, allowing for immediate response to accidents or dangerous situations.

Overcoming Challenges

Like any technology, remote monitoring on construction sites faces challenges, such as ensuring stable internet connectivity and protecting the system from cyber threats. However, with robust security measures and backup systems, these challenges can be effectively managed.

By providing real-time insights and historical data, it empowers project managers to make informed decisions, enhances security, and promotes efficiency. As we continue to embrace technological advancements, remote monitoring stands out as a beacon of innovation, guiding the construction industry towards a smarter, safer future.

4 OF THE BIGGEST FINANCIAL PROBLEMS FOR MILLENNIALS4 OF THE BIGGEST FINANCIAL PROBLEMS FOR MILLENNIALS


4 OF THE BIGGEST FINANCIAL PROBLEMS FOR MILLENNIALS – AND HOW THEY ARE COPING WITH THEM

Matt Logan|2018If you are a Millennial, odds are you are struggling on one or more financial fronts. Millennials, defined as those born between 1981 and 1996, face a number of financial obstacles that are unique to their generation. What other generations sometimes fail to realize is that these difficulties are not caused by poor judgement or slack work habits on the part of the Millennials, but are instead the direct result of entering the workforce during or after the Great Recession.Here’s a look at four of thebiggest financial problems for Millennials, and the ways they are coping with these challenges:

Image Credit:Smart Asset

High housing prices

The price of home ownership has risen sharply for Millennials compared with past generations. The cost of buying a home has increased 73% from 1960 to 2000 (when adjusted for inflation). A report bySmart Assetfound that home prices are so much higher than average income in some cities that it can take almost a decade to save for a down payment.

How Millennials are coping:Home ownership among Millennials is at an all-time low, according toNBC News. Millennials are delaying purchasing a home, along with other life changes such as marriage and parenthood, in large part due to their financial burdens.

Image Credit:Pew Research Center

Soaring rent costs

Millennials entering the workforce face the highest rents of any generation.Zillowreports that the current average rent in the United States is $1,600, while Gen Xers paid just $850 at the same life stage, according toStudent Loan Hero.

How Millennials are coping:As a result of soaring rent costs and otherMillennial financial challenges, more young adults live at home than at any time since the 1940s, aPew Research Center Analysisfound.In 2014, 18- to 34 year olds were more likely to be living in their parents’ home than with a spouse or partner in their own household.

Image Credit:Business Insider

Crushing cost of a college education

The cost of attending a 4-year private college has more than doubled over the past 30 years, according to the College Board. Costs at public institutions have increased even more, more than tripling from 1988 to 2018.

How Millennials are coping:The high cost of college has left many Millennials with a steep burden of student loans.Business Insiderreports that Millennials who took student loans graduate with more than $17,000 in student loan debt on average. Graduates in the Northeast tend to carry even more debt, averaging as much as $27,000 in student loans.

Image Credit:GoBankingRates

Looming Social Security deficits

Social Security benefits for Millennials are expected to be just 75% of what retirees are paid now. If funding decreases occur as predicted, the average monthly payment in 31 years would be just $1,908. This would leave Millennial retirees so close to the poverty level they may be unable to pay the basic costs of living unless they have their own savings.

How Millennials are coping:Six out of 10 working Millennials have already begun saving for retirement, according to a report byWells Fargo. Millennials will need to save significantly more than workers in past generations, however.Timereports that with inflation rates of 2% per year, $1 million in retirement savings will be worth just $453,000 in today’s dollars and buy less than $2,500 of monthly income for life.

There is some good news when it comes toMillennials and personal finance. Because of compound interest, a Millennial who starts saving 15% of annual income at age 25 will have enough to retire by age 67.If you are a Millennial who would like some help dealing with the financial challenges you face, reach out to financial advisor Matt Logan atwww.MattLoganInc.comor call at (336) 540-9700. We can help you devise a livable financial plan that will allow you to meet your financial goals, including paying off debt and saving for a down payment, while still saving for retirement.

Matt Logan is a Representative with Matt Logan Inc and Summit Brokerage and may be reached athttp://www.mattloganinc.com/, 336-540-9700 ormatt@mattloganinc.com.

Matt Logan Inc. is an independent firm with Securities offered through Summit Brokerage Services, Inc., MemberFINRA,SIPC. Advisory services offered through Summit Financial Group Inc., a Registered Investment Advisor. Summit Brokerage Services, Inc., its affiliates and Matt Logan Inc. do not give tax or legal advice. You should consult an experienced professional regarding the tax consequences of a specific transaction. These are the views of Matt Logan Inc, and not necessarily those of Summit Brokerage Services, Inc. and any of its affiliates and should not be construed as investment advice

building inspections certified team

Building Inspections in Adelaide: Unveiling The ImportanceBuilding Inspections in Adelaide: Unveiling The Importance

In the bustling city of Adelaide, where historical architecture blends seamlessly with modern infrastructure, the significance of building inspections cannot be overstated.

Whether you’re purchasing a new property or aiming to maintain the integrity of your current investment, building inspections play a pivotal role in ensuring safety, security, and peace of mind for property owners and prospective buyers alike. Let’s delve into why building inspections are crucial in Adelaide and how they can safeguard your interests. For more building inspection-certified teams, check this out.

Understanding Building Inspections

Building inspections in Adelaide involve a comprehensive assessment of a property’s structural integrity, safety features, and overall condition. They are typically conducted by qualified professionals who meticulously examine various aspects of a building, from its foundation to its roof. The primary objective is to identify any existing defects, potential hazards, or areas requiring maintenance or repair.

Protecting Your Investment

For both home buyers and property owners, investing in a building inspection in Adelaide is a proactive measure that can potentially save thousands of dollars in the long run. By uncovering hidden issues early on, such as structural weaknesses, plumbing leaks, or electrical hazards, you can address them before they escalate into costly problems.

Moreover, having a detailed inspection report can empower you during negotiations, allowing you to make informed decisions based on the property’s actual condition.

Compliance with Regulations

Adelaide, like any other city, has regulations and building codes in place to ensure the safety and welfare of its residents. Building inspections in Adelaide help verify whether a property complies with these regulations, particularly concerning structural stability, fire safety, and accessibility standards. Ensuring compliance not only promotes the well-being of occupants but also mitigates the risk of legal repercussions or fines associated with non-compliance. For more building inspection-certified teams, check this out.

Peace of Mind for Buyers

For individuals in the process of purchasing a property, especially first-time buyers, the prospect can be daunting. However, a thorough building inspection provides invaluable peace of mind. It offers assurance that the property is structurally sound and devoid of any significant defects that could pose a risk or financial burden in the future. This sense of security is invaluable, especially when making such a significant investment.

Preventing Future Expenses

One of the most compelling reasons to invest in a building inspection is the potential to prevent future expenses. By identifying issues early on, you have the opportunity to address them promptly, thus avoiding costly repairs down the line. Whether it’s repairing a leaking roof, reinforcing weakened foundations, or replacing faulty electrical wiring, proactive maintenance can save you a substantial amount of money in the long term.

Enhancing Property Value

In Adelaide’s competitive real estate market, presenting a property in optimal condition can significantly enhance its marketability and value. A comprehensive building inspection report not only highlights the property’s strengths but also allows you to address any weaknesses or deficiencies before listing it for sale. This proactive approach can attract more discerning buyers and potentially result in a higher selling price.

Elevating Property Confidence with Building Inspections in Adelaide

Building inspections in Adelaide offer property buyers and owners peace of mind by identifying potential issues early on. From structural integrity to regulatory compliance, these inspections empower individuals to make informed decisions and protect their investments effectively, ensuring a secure and prosperous future.

Conclusion:

Building inspections are an indispensable aspect of property ownership and investment in Adelaide. Whether you’re purchasing a new property or maintaining an existing one, investing in a thorough inspection can provide invaluable peace of mind, protect your investment, and ensure compliance with regulations.

By addressing issues proactively, you not only mitigate potential risks but also enhance the long-term value and marketability of your property. So, when it comes to safeguarding your interests and ensuring the safety and integrity of your property, a building inspection is undoubtedly a wise investment.